Low Cost Bankruptcy Centers are affordable local law firms where you can file for bankruptcy with the assistance of an experienced bankruptcy attorney without paying extravagant fees. Each independent attorney will meet with you for free to advise you on how to take advantage of U.S. bankruptcy laws that apply to your unique situation. They are experienced in bankruptcy law, have passed the bar in good standing, and genuinely care about the welfare of people like you in financial need.
While initial consultations are always free, listed low cost bankruptcy attorneys typically charge between $600 - $1400 depending on your market, case circumstances and chosen attorney. This compares with many law firms charging $2000-$3500 or more for bankruptcy legal fees. Additional costs for Chapter 7 filings are a $335 court filing fee and two court-required financial management courses. Some attorneys may also charge a nominal credit check fee and reimbursement for expenses, if any. Ask your local low cost bankruptcy attorney for a complete breakdown of fees for your case ~ and see how much you’ll save.
*Each Center is independently owned and operated and sets their own rates and payment terms.
Find the Low Cost Bankruptcy Center near you, and request a free initial consultation
During your free initial consultation, your local low cost bankruptcy attorney will spend whatever time is necessary with you to analyze your unique case. He or she will provide immediate feedback and a preliminary estimate of how much you can expect to pay, including all required court costs.
Collect your paperwork
A second meeting is typically scheduled to obtain your information and documents. From that information, your low cost bankruptcy attorney will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies your attorney can react in hours.
Review and sign your petition
Your third appointment is typically for the signing of your bankruptcy petition. Once signed, your attorney will file your case with the court and keep you informed throughout the process.
“Your firm has given me faith that there actually are some good people in the field of law. My experience with Rubin and Associates was first class. Thank you for treating me with such dignity, patience, and care.” - David
Could have charged more
“Mr. Ponath was very helpful. Our case was especially complicated and involved multiple issues from different states. He took the time to evaluate every detail and research the best possible paths for us to take depending on what may happen next. He thoroughly and accurately answered all of our questions, and he could certainly have charged more for the quality of his services.” - Michael
“John Goetz was awesome! He was up front with his fees and he was always there to help. Not only did he know what he was doing, but he appeared to be quite respected by the trustee I had. He’s also very responsive to questions by email, which really really helps with the stresses of a bankruptcy. My case, in fact, could not have gone better. “ - Lauren, Ruckersville
Immediately put at ease
“From the minute I met Mr. Ponnock, I was immediately put to ease. He explained every step we would go through, and was always available if I had any questions. I highly recommend Andrew Ponnock. He is not only a great lawyer, but when you walk away you feel like you have a new friend.” - Ft. Lauderdale
5 Low Cost Options for Filing Bankruptcy: Pros & Cons
Here are five different low cost ways to file bankruptcy – without paying high law firm fees – and the advantages and disadvantages of each. Which option is best for you?
How Much Does It Cost to File Bankruptcy?
The total cost to file bankruptcy in the U.S. includes fees for court filing, court administration, trustee surcharge, education courses, attorneys, and more. Here is the complete breakdown.